PSD2 requires two-factor Strong Customer Authentication (SCA) on many payments over €30 from 14th September 2019. The European Banking Authority (EBA) has acknowledged that massive numbers of online merchants are not ready for this change. It’s almost as if there’s no way we could have predicted this would happen.

Regulatory Technical Standards on strong customer authentication and secure communication under PSD2 | European Banking Authority Regulatory Technical Standards on strong customer authentication and secure communication under PSD2 Published in the Official Journal

In short  16 Apr 2019 Laying the groundwork for Open Banking in Europe, PSD2 regulations require banks to share their data with qualified third parties. This means  20 Aug 2019 The European Banking Authority has published clarifications to a fifth set of issues raised by its #WorkingGroup on #APIs under #PSD2. 12 Jan 2018 Under PSD2, banks in Europe will need to make customer data “The new regulation will completely overhaul banking as we know it,”  With PSD 2, however, the banks will get rid of their role as gatekeepers. Read in this blog post why PSD2 is completely changing the financial sector and why  11 Jan 2018 Europe's banks brace for a huge overhaul that throws open the doors to banking regulation in the U.K. and PSD2 broadly in Europe is acting  12 Jan 2018 The revised Payment Services Directive (PSD2) updates and The European Banking Authority (EBA) will develop a central register of  15 Dec 2017 On 27 November 2017, the European Commission adopted, on the basis of an amended draft from the European Banking Authority ("EBA"),  8 Aug 2019 How will PSD2 impact Merchants? When will PSD2 be implemented?

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The European Banking Authority is responsible for the development of the ITS’s to meet the objectives of PSD2 as defined by the European Commission. Merchant Acquirer: Merchant acquirer: A financial organisation that processes credit or debit card payments on behalf of a merchant. NCA: National Competent Authority (PSD2 related) 2017-12-22 · In parallel, the EBA (European Banking Authority) was empowered by the European Commission to deliver the RTS that will translate PSD2 into technical requirements. This means that by early 2019, banks, fintechs and businesses using payments credentials need to be adhering to these new rules, and the industry has waited with baited breath to learn what these might look like. European Banking Authority (EBA) has been give n the mandate to develop Regulatory Technical Standards (RTS) and guidelines across a number of provisions, which will come into place in the coming years. PSD2 widens the scope of the PSD by covering new services and players by extending the scope The European Banking Authority (EBA) has agreed to allow conditional extensions of the deadline for implementing strong customer authentication (SCA) in accord with the EU’s Payment Services Directive Part 2 (PSD2), giving online vendors in Europe a way to remain compliant while finalizing their adoption of biometrics and other authentication factors. Today marks a pivotal moment in banks’ and payment providers’ PSD2 preparations as the European Banking Authority (EBA) closes its consultation period on fraud reporting responsibilities.

It’s almost as if there’s no way we could have predicted this would happen.

On 13 January 2016, PSD2 entered into force in the EU. In order to support the transposition of the Directive by 13 January 2018, PSD2 gave the European 

Its overall objectives are to maintain financial stability Payment Services Directive 2 (PSD2): DIRECTIVE 2015/2366/EU (PSD2) Recital: Recital; Title I: SUBJECT MATTER, SCOPE AND DEFINITIONS. Article 1: Subject matter To increase transparency and ensure a high level of consumer protection within the European Single market, the European Banking Authority (EBA) established a central register that contains information about payment and electronic money institutions authorised or registered within the European Union (EU) and the European Economic Area countries (EEA).

Direktivet, som i träder i kraft den 14 september 2019, utfärdas av The European Banking Authority (EBA) i syfte att standardisera marknaden, främja den 

The end result is a low-friction approach for user authentication that exceeds the European Banking Authority’s (EBA) PSD2 requirements. The FIDO architecture offers a truly “best of both worlds” solution to the problems that drove the creation of multi-factor authentication requirements as defined in the EBA’s final draft Regulatory Technical Standards (RTS) on Strong Customer The European Banking Authority (EBA) Opinion, published on 21 June 2019 on the Elements of SCA under PSD2, acknowledges the complexity of the payments market across the EU. Because of this, issuers, acquirers, PSPs and other stakeholders will have additional time to comply with PSD2 requirements, based on an exceptional basis determined by the National Competent Authorities (NCA). The European Banking Authority is responsible for the development of the ITS’s to meet the objectives of PSD2 as defined by the European Commission. Merchant Acquirer: Merchant acquirer: A financial organisation that processes credit or debit card payments on behalf of a merchant. NCA: National Competent Authority (PSD2 related) 2017-12-22 · In parallel, the EBA (European Banking Authority) was empowered by the European Commission to deliver the RTS that will translate PSD2 into technical requirements. This means that by early 2019, banks, fintechs and businesses using payments credentials need to be adhering to these new rules, and the industry has waited with baited breath to learn what these might look like.

PSD2 widens the scope of the PSD by covering new services and players by extending the scope The European Banking Authority is responsible only for the accurate reproduction of the information received by competent authorities for each natural or legal person included in the register, while responsibility for the accuracy of that information lies with the competent authorities at national level. The European Banking Authority has launched its central register under PSD2, providing information on thousands of payment and electronic money institutions as well as 150,000 agents. European Banking Authority publishes clarifications to the fifth set of issues raised by its Working Group on APIs under PSD2 20/08/19 January 2019 saw the European Banking Authority (“EBA”) establish a Working Group on application programme interfaces (“APIs”) under the second payment services directive (“PSD2”).
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“Trustly”, “we”, “us” or “our”) is a Swedish payment institution providing online banking payment solutions across Europe. (PSD2) operating under the supervision of the Swedish Financial Supervisory Authority in Europe,  The European Commission, the European Banking Authority and Member and effective implementation of the revised Directive on Payment Services (PSD2)  3 EBA = European Banking Authority, Europeiska bankmyndigheten. 4 PSD = Payment till införandet av PSD2-förändringarna. Behandlingen  Euroclear Sweden AB. EBA:s (European Banking Authority) riktlinjer, varpå utvärde- (PSD2) samt nya Dataskyddsförordningen (GDPR) har genom- förts.

2008-07-22 The European Banking Authority (EBA) has compiled a number of Guidelines and regulatory technical standards (RTSs) to further substantiate PSD2. Payment service providers must comply with these rules, although not all of them have yet entered into force.
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4 Feb 2020 Syedur Rahman of Rahman Ravelli outlines EBA changes to fraud reporting under PSD2.The European Banking Authority (EBA) has 

European Banking Authority (EBA) guidelines. The European Banking Authority (EBA) provides guidance on payment services in the form of technical standards, guidelines, opinions and other publications.

The new PSD2 regulation issued by the European Union, which took effect in Italy these security systems, drawn up by the European Banking Authority (EBA ), 

On Friday 21 June 2019 the European Banking Authority  PSD2 & Third Party Providers API Portal. Open Banking is the result of a regulation introduced by the European Banking Authority . It defines a platform to facilitate  On 13 January 2016, PSD2 entered into force in the EU. In order to support the transposition of the Directive by 13 January 2018, PSD2 gave the European  23 Oct 2019 The European Banking Authority has instructed the National Competent Authorities in all EU member nations to take a consistent approach  10 Sep 2019 What is a Strong Customer Authentication (SCA)?

It defines a platform to facilitate more competition and innovation.